Everything your nonprofit needs to understand its money — in one place.

Most small nonprofits run their finances out of a bookkeeper’s QuickBooks file and a spreadsheet the ED rebuilds every month. The numbers exist — they’re just not in a form anyone can act on.

WhatIF Machine sits on top of what you already have and turns it into something usable: a live picture of your financial health, board reports that write themselves, budgets built from your own history, and community data for your grant narratives. Your bookkeeper keeps the books. Everyone else finally gets to see them.

WhatIF Machine surfacing prioritized insights and recommended actions from a nonprofit's financial data, with estimated dollar impact

Insights and recommended actions, cropped. Click to expand — the full page runs longer than the screenshot shows.

Tools for every nonprofit role. Tier requirements are noted on each.

Understand

See where you stand right now.

Dashboard

A single view of where your organization actually stands — revenue against budget, expense trends, cash position, and a health score your board can act on. Updates every time a new statement lands.

All plans

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Insights & Recommendations

WhatIF Machine reads your financials and tells you what matters — anomalies, variances, and the specific actions worth taking, before anyone has to ask.

All plans

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Ask WhatIF

An AI financial assistant that knows your organization's real numbers — every statement, every budget line, every month of history. Ask "why did expenses spike in March?" and get an answer grounded in your data, not generic nonprofit advice.

15/mo Starter, unlimited Core+

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Plan

See where you’re headed.

Budget Builder

Build next year's budget from your own financial history, with seasonality and past variance surfaced automatically. New organizations with no history get a guided start-from-scratch path.

Core+

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Fiscal Year Forecast

Where does this year actually land? Project year-end revenue, expenses, and net position from your results so far — the number your treasurer asks for in Q3 and no one can produce on the spot.

Core+

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Cash Flow Forecast

Will you make payroll in February? See your month-by-month cash position ahead, so the gaps between grant checks never surprise you.

Core+

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Report

Show your board and your funders.

Board Report

Generate the financial section of your board packet in one click: budget vs. actual, plain-English insights, trend analysis, and discussion questions already written. What used to take a Sunday afternoon takes a minute.

All plans

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Budget vs Actual

See exactly where you're over, under, and on plan — line by line, month by month, the moment each statement lands.

All plans

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Demographics

Community data for the ZIP codes you actually serve — 20 health and social-need indicators from CDC PLACES alongside 50+ economic and demographic measures from the Census Bureau, combined across your service area with population-weighted math. Feeds the needs statements in your board narrative.

Core+

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Fund

Find and win the money.

Grant Writer

Draft grant proposals that pull from your actual financials, program context, and research on the funder you're applying to. The financial narrative section stops being the part you dread.

Core+

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Funder Match

Find foundations that already fund organizations like yours — matched on cause, location, and typical grant size across IRS filings covering 7.2 million grants. Prospect research that used to take weeks of 990 reading.

Core+

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Demographics

The community-need data that makes your case — food insecurity, transportation access, and economic hardship for your exact service area, ready to drop into any grant narrative.

Core+

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Ready to see your numbers clearly?

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Financial intelligence for nonprofits

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